What are German pensioners entitled to?

German pensioners, who can be seen everywhere on Turkish and Egyptian beaches, as well as in many European tourist cities, might seem like perfect examples of how to receive a good pension in Germany.

The retirement age in Germany is 67, and only at this age can pensioners expect to receive 100% of their pension based on their years of service. However, early retirement is possible from age 63, although this may affect the amount of their benefits, as for each year they haven’t worked, they will receive 0.3% less. In addition to regular benefits, the state also provides them with numerous benefits.

1. Free Medical Care
Insurance for pensioners includes all types of medical care, including high-tech treatments, allowing them to be confident about potential treatment costs, regardless of age or years of service.

2. Discounted public transportation
This privilege is available to pensioners in many countries, and Germany is no exception.

3. Social discounts
Many organizations, including sports and leisure clubs, spas, and museums, offer significant discounts for pensioners, and they actively take advantage of this opportunity.

4. Free sanatorium treatment
If medically necessary, pensioners are entitled to free treatment at a specialized sanatorium once a year.

5. Widower’s allowance
In the event of the death of one spouse, the other will receive both their own and the other’s pension.

6. Company pensions
German companies offer their employees not only a regular salary but also a bonus system in the form of pension savings. This is one way Germany rewards its citizens for their long-term work at large companies.

7. Low-Income Benefits
If your pension is low, the state may fully cover utility costs, but if your income is below the established minimum, you may be provided with additional benefits to cover the difference.